What’s Considered a Natural Disaster, and Am I Covered?
Posted: April 16, 2023
Natural disasters happen. Although no one can predict when they will occur, homeowners insurance can give you peace of mind. First, however, it is essential to understand what qualifies as a natural disaster under the terms of your policy. Homeowners insurance covers a vast range of natural disasters, including those caused by fire, tornadoes, hail, explosions, windstorms, volcanoes, hurricanes, and extreme cold. That said, homeowners...
What’s the Biggest Distraction While Driving? It Might Surprise You!
Posted: April 14, 2023
You’re driving along, the sun is setting and there’s a cozy warm breeze. You’re listening to a song you’ve heard a hundred times, driving a road you’ve driven twice a day, every day for years. Your mind begins to wander, you’ve got a million different things to think about, right? A task as relaxing as driving makes it just that easy to get distracted in...
Is Joint Life Insurance a Good Idea?
Posted: April 7, 2023
Joint life insurance comes with several appealing benefits. Rather than covering one spouse, the insurance covers both spouses – but only pays one death benefit – when one partner dies. This type of insurance can be more affordable than buying two separate life insurance policies. How does Joint Life Insurance Work? Joint life insurance comes in two different types, called “first-to-die” and “second-to-die.” With first-to-die,...
How to Help Your Car Recover from Winter
Posted: April 7, 2023
Your car has battled snow, ice, salt and potholes for months on end. Now that winter’s in the rear view mirror, certain aspects of your car need a little more TLC than others. Check out our list for preparing your car for spring, and view our other checklists for helping your home recover from winter. Spring Car Maintenance ChecklistSwap your snow tires for all-seasons. If you...
The Top 4 Reasons to Consider Business Interruption Insurance
Posted: April 4, 2023
Business interruption insurance is a specialized form of protection for business owners. In the event that your business is shuttered due to sustaining damage from fire or a natural disaster, this type of insurance could save you from suffering a financial disaster. Depending on the policy, the cost associated with moving to another location, payroll, taxes, loan payments and operating costs can be paid through...
