IIHS: The Safest Cars of 2021

Posted: February 24, 2021

For safety-conscious drivers, the 2021 Insurance Institute for Highway Safety TOP SAFETY PICK awards represent a wealth of choices. Each year, the IIHS, a nonprofit research and education organization, conducts tests to determine which vehicles do the best job of protecting people in the most common kinds of crashes — front, side, rollover, and rear. Vehicles must also score well in front crash prevention and headlights. The...

Does My Spouse Need Life Insurance if He or She Doesn’t Work?

Posted: February 22, 2021

When one spouse is the primary breadwinner, it is obvious why that person needs life insurance to protect the family. But a stay-at-home spouse needs life insurance, as well. Just because a person is not working at a paying job, that does not mean he or she lacks financial value. Consider what it would cost to pay another person for the services a stay-at-home spouse...

Do I Really Need Cyber Liability Insurance?

Posted: February 19, 2021

Cybercrime has become a common occurrence. A data breach can have a tremendous impact on the health and finances of a business. If your company’s data was stolen in a cyber incursion, it can damage its reputation, expose it to liability, and interrupt business operations. Cyber liability insurance allows you to transfer some of that risk to an insurance company. What Are the Cyber Risks...

How to Prepare Your Car for Spring

Posted: February 16, 2021

Spring is upon us, and the time is here to get your car ready for warmer weather and more driving. Harsh winters can take a toll on a vehicle. Essential maintenance now can help prevent major, expensive problems from developing when your time on the road increases in the warmer months. The following tips can help save you time and money in the future. Wash...

How to Choose a Life Insurance Beneficiary